How to Get Out of Debt
Get an "A" Credit Rating for Free
By: Harrine Freeman
Published: Dec 15, 2006
ISBN: 9781933949437
Format: Paperback, 240pp
Publisher: Adept Publishers
Personal debt is like a dark cloud hanging over your head stopping you from enjoying your life, writes Harrine Freeman in her timely book How to Get Out of Debt: Get an "A" Credit Rating for Free. Packed with practical advice, from someone who has been deeply in consumer debt herself, the book is a hands on guide to getting out of debt and repairing your personal credit rating.
Credit repair expert Harrine Freeman pulls no punches as she describes her own battle with personal debt. Taking lessons learned from that experience to heart, the author describes how to avoid entering the personal debt minefield in the first place. For readers who are experiencing financial problems, associated with heavy personal debt loads, the book is a reliable road map to escape the burden. Using her own experiences as a touchstone, Harrine Freeman demonstrates how to join the ranks of the debt free.
While many personal debt books end with the achievement of debt free status, Harrine Freeman (photo left) moves to the next important level. She shows her readers how to repair their credit status for the future, as well as for becoming debt free today. She understands that a strong credit rating is required in many aspects of modern life, even if a person has no intention of ever using a credit card again.
Employers, landlords, and insurers check credit reports, and credit ratings, as part of the application process. A weak credit score can result in being turned down for a job or an apartment by being perceived as an unreliable person. Achieving a positive credit score is essential in those cases. A necessity for many families like obtaining reasonably priced health insurance may be very difficult for people with low credit scores as well. The book shows how to repair your credit after falling behind in payments, repossessions, or personal bankruptcy.
For me, the power of the book is the no nonsense step by step guidelines for getting out of debt, repairing a credit rating, and staying out of personal debt. An important aspect of the book is the section on contacting and working with creditors to maintain a payment plan. This often overlooked strategy is crucial to establishing and sticking to a payment schedule that is within your financial means. Another important section of the book is the listing of countless financial resources, financial terms, and important legal requirements for each state.
I highly recommend How to Get Out of Debt: Get an "A" Credit Rating for Free by Harrine Freeman for getting out of debt and reestablishing your credit rating.
Read How to Get Out of Debt: Get an "A" Credit Rating for Free by Harrine Freeman and begin your new life free from the burden of personal debt.
